Henry & DeGraaff is a Seattle-based law firm that focuses on helping individuals and businesses file bankruptcy. We also develop alternative debt-relief solutions such as loan consolidations, negotiation and settlement, rehabilitation plans, and more. When complex disputes arise, we litigate on behalf of our clients, handling cases that involve civil rights, discrimination, bankruptcy, and consumer protection matters. We are a team of problem-solvers, and the work we do for our clients positively impacts their lives for years to come. Take a look at our reviews to see how Seattle’s individuals and businesses feel about our services.

  • It is my belief that we came out way ahead of the game but we owe the success to Jacob.
    We met Jacob in 2009 when we were trying to receive all the promised reduced loan help for the major Banks (BOA). We were told by these institutions that the only way to have the banks work with us was to get behind in our payments, in other words, trash our credit. So after 40 years of perfect credit never being late on any kind of payment we stooped making our mortgage payments. We this just starting the barrage of phone calls. Anywhere from 10 to 15 a day. At this point, we sought legal representation. We met with Jacob who instilled trust, confidence, and the belief that we could survive this nightmare and even come out ahead. Jacob very clearly explained the course of action we should take and held our hand through the very scary process of the bankruptcy nightmare. We were able to keep the income-producing properties while cramming down the amount owed and allowing the lending institutions to take back the properties that were not performing. It is my belief that we came out way ahead of the game but we owe the success to Jacob. I would highly recommend him.

    - Kim & Mike

  • 5 stars are not enough.
    In 2009 my husband and I were in a situation where we decided bankruptcy was our best option. I googled best BR lawyer Seattle and came up with Christina Latta Henry. She turned out to be extremely knowledgeable about Washington State laws regarding bankruptcy. She is a local business, not one of those big companies that have offices in various states. She knows the ins and outs of all types of bankruptcy, listens to your personal situation, and lays out the options for you. We chose chapter 13 and she was there for us throughout the years to discharge. ...also when we found an FHA program for Chapter 13 refi's she interfaced wonderfully with our mortgage broker (Micheal Carpenter) She will provide a free assessment interview to start the process. She is the master and commander of her field. 5 stars are not enough.

    - Joe

  • Jacob successfully took over our Chapter 11 bankruptcy case.

    Jacob successfully took over our Chapter 11 bankruptcy case when the original law firm we contracted with totally dropped the ball. His professional attitude and calm and efficient demeanor guided us through what could have been a much more agonizing process. He and his staff worked out a settlement which was actually better than my most optimistic expectation.

    - Jerry

  • Jacob was very knowledgeable and very nice to work with on my case.

    Jacob was very knowledgeable and very nice to work with on my case. He always kept me informed of what was going on and what to expect. My case was not anything easy by far and Jacob and his team worked really hard to win my case for me. I would recommend Jacob to anyone.

    - Previous Client

  • He really cared about getting me the best outcome given my financial situation.

    Jacob treated my case with professionalism and knowledge of the law. He made the process understandable and had the patience to explain the information in terms I could understand. He really cared about getting me the best outcome given my financial situation. I have recommended him to several friends and family members.

    - Previous Client

  • I would recommend Christine Latta to any of my friends and family.
    Christina Latta was not only very professional but was very sensitive towards our needs in getting our case resolved. We were very concerned about resolving this matter in a short period, and she adhered to our needs by expediting this case within our thin margin of time that we had. She provided personal and professional attention that exceeded our expectations. I would recommend Christine Latta to any of my friends and family.

    - Previous Client

  • I attribute my survival from this tough time to her ability and her personal involvement on my behalf.
    Christina is someone I recommend whole-heartedly. When I, and my company, were struggling financially and about to go under, she showed me options I never knew I had, and then she followed through and protected me so that I ultimately did not have to declare bankruptcy and was able to satisfy nearly all creditors. She also became my intermediary with my staff and negotiated a payment plan on past-due wages. I attribute my survival from this tough time to her ability and her personal involvement on my behalf.

    - Previous Client

  • Jacob was always focused on our needs and desires concerning our real estate.

    Jacob helped my husband and me through our Chapter 11 Bankruptcy. His honesty and willingness to change directions with our circumstances is a true testament to his flexibility and commitment to work with his clients for their best life results. Jacob was always focused on our needs and desires concerning our real estate. Our rental portfolio was 3 rental properties but our circumstances were complicated and he treated us with the utmost care. We strongly recommend Jacob as a knowledgable yet open-minded attorney. He is not an income-driven attorney, but an attorney that gives great value and caring as his greatest assets. He works hard to get his clients the best result possible!

    - Previous Client

  • What sets her apart from other attorneys is she is practicing for YOUR justice.
    If you are looking for an attorney that is truly the best and practices the way attorney's should - Christina Latta Henry is it! She was my attorney when I filed for bankruptcy a few years ago. A problem recently came up related to my bankruptcy and although this case was a few years back she took care of the situation immediately and without any additional expenses. What sets her apart from other attorneys is she is practicing for YOUR justice.

    - Joann

  • Christina and her staff were professional, sensitive, and treated me with dignity and respect.

    Christina and her staff were professional, sensitive, and treated me with dignity and respect. As a professional who felt ashamed by needing to declare bankruptcy, Christina and her team made me feel valued, provided me with the knowledge I needed and I felt confident that she was handling my case. I would highly recommend her to anyone in need of a bankruptcy attorney. She clearly spells out your options, is kind, is aggressive (in the best possible attorney way) and works diligently on her clients' behalf.

    - Previous Client

  • She was a great help to me and I highly recommend her!

    Christina was excellent in negotiating close to .25 cents on the dollar for several debts that I incurred during the recent economic downturn. She was a great help to me and I highly recommend her!

    - Previous Client

  • We trust her and would recommend her
    One Thanksgiving day, disaster struck our home and our insurance wouldn't cover us. We had to move away. Within a year, our home was foreclosed and our home equity lender demanded repayment of a $50,000 loan. We were stuck and needed help, so we made an appointment with Christina Latta Henry. Christina had the answers to all our questions. She took the time to listen to our whole story. She suggested bankruptcy protection and helped us through the process. She personally represented us in court and gave us what has turned out to be exactly the right advice. Christina was aggressive with the process and challenged the system, getting us through the discharge of a Chapter 7 Bankruptcy. I was impressed and very grateful. After we were discharged, we went home feeling like dogs with tails tucked between our legs.. Losing our home and facing a financial meltdown was somewhat crushing. We figured that would be many years before we rebuilt our credit again and, with foreclosure and bankruptcy on our credit, forget about getting a home loan. Boy, were we wrong.. Since our discharge only 2 years ago: - We have finished paying off the truck loan we re-affirmed - We paid of our student loans - Other than one credit card with a small balance we used to rebuild our score, we lived debt-free. And now -- we were just approved for a $475,000 home loan! I had to send a note to Christina to thank her again and I wanted to share our experience. We would not have gotten back up on our feet so quickly without Christina's help and advice. We trust her and would recommend her.

    - Previous Client

  • Christina really knows the law and we were able to get a fresh start.

    I had a very stressful situation that caused me to consult Christina Henry. We could not service our debt and things looked bleak. I thought about borrowing money from a family member but Christina said that was a bad idea. She told us what we needed to do and what we should expect. She charged a very fair fee for her service. Christina really knows the law and we were able to get a fresh start. It is wonderful to be stress-free thanks in large part to her adept knowledge and service. I would highly recommend her.

    - Previous Client

  • If you need their services don't hesitate to give them a call.
    If you need their services, and some of you might, given this current economy...DON'T hesitate to give them a call. They offer a no-nonsense/no-hustle approach to financial counseling and bankruptcy. I witnessed a dear friend go through the process, and Henry & DeGraaff was great to them. I also like that this is a woman-owned business and mostly female staff. Hopefully, you will never need financial counseling or to file bankruptcy, but if you do I would give a call to henry & DeGraaff first.

    - Reese H.