Consumer Debt Settlement Lawyers in Seattle
Helping You Attain Financial Freedom Through Creditor Negotiation
Are you facing unmanageable debt, high interest rates, and a plummeting credit score? You may be exploring ways to free yourself from this financial hardship without implementing a solution as drastic as bankruptcy. While bankruptcy can be a highly effective debt-relief strategy, it is not right for everyone, and our team at Henry & DeGraaff takes great pride in helping each client find the best option for their unique circumstances.
If you need relief from debt but would like to avoid bankruptcy, we may be able to negotiate with your creditors to settle your debt. When you meet with our consumer debt settlement attorneys, we can discuss the benefits and drawbacks of this strategy before developing a plan that meets your needs as quickly as possible.
As with bankruptcy, the goal of debt settlement is to obtain forgiveness for a portion of your debt. Essentially, you are asking your creditors to accept a lump sum that is smaller than what you owe.
Your creditors will consider settling if they believe your only other option is to file bankruptcy. When you file bankruptcy, your creditors will have less control over the result of the process, and they will most likely receive less than what they would have if they had agreed to settle.
Negotiating a debt settlement, however, takes years of experience. At Henry & DeGraaff, we have helped countless consumers significantly improve their financial situations through creditor negotiation. We are fully prepared to put these skills to work for you.
Let Us Find the Right Solution for Your Situation
Debt settlement is not without its disadvantages. It may harm your credit, and you might need to pay taxes on any forgiven debt. At Henry & DeGraaff, our goal is to thoroughly assess your situation so we can determine which option will help you build strong financial foundations and achieve the security you need. If we believe debt settlement is not in your best interests, we may recommend personal bankruptcy.
Experienced, Creative & Sophisticated
With years of experience between our attorneys, our goal is to deliver a higher level of service, only taking cases where we can add value.
We understand that no two cases are ever the same. We provide tailored solutions for every client and strategize in order to provide optimal results.
As a law firm that focuses on creative and collaborative solutions, we always seek opportunities that go even beyond the law to help provide the results you deserve.
Our ability to tackle complex issues has allowed us to win appellate decisions and push the law in our clients' favor. We pursue compensation arrangements that reward success.
It is my belief that we came out way ahead of the game but we owe the success to Jacob.- Kim & Mike
5 stars are not enough.- Joe
Jacob successfully took over our Chapter 11 bankruptcy case.- Jerry
Jacob was always focused on our needs and desires concerning our real estate.- Previous Client
If you need their services don't hesitate to give them a call.- Reese H.