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Consumer Debt Settlement Lawyers in Seattle

Helping You Attain Financial Freedom Through Creditor Negotiation

Are you facing unmanageable debt, high interest rates, and a plummeting credit score? You may be exploring ways to free yourself from this financial hardship without implementing a solution as drastic as bankruptcy. While bankruptcy can be a highly effective debt-relief strategy, it is not right for everyone, and our team at Henry & DeGraaff takes great pride in helping each client find the best option for their unique circumstances.

If you need relief from debt but would like to avoid bankruptcy, we may be able to negotiate with your creditors to settle your debt. When you meet with our consumer debt settlement attorneys, we can discuss the benefits and drawbacks of this strategy before developing a plan that meets your needs as quickly as possible.

To learn more about our services, get in touch with our Seattle debt settlement attorneys at (206) 483-0505 today.

How Debt Settlement Works in Washington State

As with bankruptcy, the goal of debt settlement is to obtain forgiveness for a portion of your debt. Essentially, you are asking your creditors to accept a lump sum that is smaller than what you owe.

Your creditors will consider settling if they believe your only other option is to file bankruptcy. When you file bankruptcy, your creditors will have less control over the result of the process, and they will most likely receive less than what they would have if they had agreed to settle.

Negotiating a debt settlement, however, takes years of experience. At Henry & DeGraaff, we have helped countless consumers significantly improve their financial situations through creditor negotiation. We are fully prepared to put these skills to work for you.

Let Us Find the Right Solution for Your Situation

Debt settlement is not without its disadvantages. It may harm your credit, and you might need to pay taxes on any forgiven debt. At Henry & DeGraaff, our goal is to thoroughly assess your situation so we can determine which option will help you build strong financial foundations and achieve the security you need. If we believe debt settlement is not in your best interests, we may recommend personal bankruptcy.

Put 30+ years of experience in your corner. Call our debt settlement attorneys in Seattle at (206) 483-0505 or reach out to us online today.

The Henry & DeGraaff Difference

  • Experienced, Creative & Sophisticated

    With years of experience between our attorneys, our goal is to deliver a higher level of service, only taking cases where we can add value.

  • Personalized Attention

    We understand that no two cases are ever the same. We provide tailored solutions for every client and strategize in order to provide optimal results.

  • Comprehensive Service

    As a law firm that focuses on creative and collaborative solutions, we always seek opportunities that go even beyond the law to help provide the results you deserve.

  • Groundbreaking Results

    Our ability to tackle complex issues has allowed us to win appellate decisions and push the law in our clients' favor. We pursue compensation arrangements that reward success.

Hear From People Like You

Client Testimonials
  • It is my belief that we came out way ahead of the game but we owe the success to Jacob.

    “Jacob very clearly explained the course of action we should take and held our hand through the very scary process of the bankruptcy nightmare.”

    - Kim & Mike
  • 5 stars are not enough.

    “She knows the ins and outs of all types of bankruptcy, listens to your personal situation, and lays out the options for you.”

    - Joe
  • Jacob successfully took over our Chapter 11 bankruptcy case.

    “His professional attitude and calm and efficient demeanor guided us through what could have been a much more agonizing process. He and his staff worked out a settlement which was actually better than my most optimistic expectation.”

    - Jerry
  • Jacob was always focused on our needs and desires concerning our real estate.

    “He is not an income-driven attorney, but an attorney that gives great value and caring as his greatest assets. He works hard to get his clients the best result possible!”

    - Previous Client
  • If you need their services don't hesitate to give them a call.

    “They offer a no-nonsense/no-hustle approach to financial counseling and bankruptcy. I witnessed a dear friend go through the process, and Henry & DeGraaff was great to them.”

    - Reese H.

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